Receivable & Collection Management
Manage fees by class, issue instant receipts, reconcile payments automatically and settle directly to your school account.
Create payment links for products and services, track every transaction and reconcile your collections automatically.
Collect donations by campaign or project, issue instant receipts and monitor every contribution from one dashboard.
Track dues, loans and savings per member with auto-generated receipts and easy settlement to your bank.
Manage offerings, donations, pledges and other contributions with clear records and instant receipts.
Collect dues, levies and contributions while automatically tracking each member's payment history.
Collect consultation, treatment and service payments with instant receipts and organized transaction records.
Collect payments for rooms, services and bookings with dedicated payment links and real-time transaction tracking.
Sell tickets, collect registrations and track payments with instant receipts and automatic reconciliation.
Send payment links for invoices and services, track payments and keep every transaction properly recorded.
Collect rent, service charges and other property fees with payment tracking and automatic reconciliation.
Create dedicated payment channels for departments, services or programs and track every inflow centrally.
Track subscriptions, dues and contributions with automated records and digital receipts.
Create payment links for courses and students while tracking payments, receipts and outstanding collections.
Track member levies, dues and market contribution with transparent records and instant payment confirmation.
Collect, track, reconcile and settle payments from one simple dashboard.
Schools
Collect tuition, levies and other school payments while tracking each student's payment status.
Religious Organizations
Manage tithes, offerings, dues and other contributions with transparent reporting.
Cooperatives
Track member contributions, dues, savings and other collections.
Businesses
Send invoices and payment links, receive payments and simplify reconciliation.
A complete toolkit for receivables — from virtual accounts to settlement payouts.
Virtual Accounts
Get a dedicated virtual account for every collection inflow, instantly.
Payment Links
Create shareable payment links with auto-generated QR codes.
Invoicing
Generate and track invoices tied to categories and customers.
QR Collections
Accept payments offline with scannable QR codes.
Real-time Reports
Live dashboards for collections, settlements and trends.
KYC & Compliance
Built-in CAC, NIN and BVN verification with admin approval.
InspireMe Pay goes beyond collecting payments. Access credit to expand your business and pay your staff — all from one dashboard.
Payroll SystemUpload your payroll, review and edit each staff record, approve, and disburse salaries and PFA pension remittances — all without leaving InspireMe Pay.
Credit FacilityGet pre-qualified for a loan based on your inflow history. The more you collect, the more you can borrow — up to the expected amount of your recurring collections.
Both products are built into your InspireMe Pay account — no extra sign-up, no separate app. Collect, borrow and pay your team from one place.
Give every parent a dedicated virtual account and shareable payment links. Track each student's payment status in real time, send automatic reminders for outstanding balances, and issue instant receipts — all from one dashboard.
Track Per Student
See exactly which student has paid and who still owes — per class, per fee category, per term.
Outstanding Balances
Partial payments are tracked automatically. Know instantly who owes what and send reminders in one click.
Instant Receipts
Parents get an instant receipt by email or WhatsApp the moment they pay — no manual receipts needed.
QR & Link Sharing
Share payment links via WhatsApp or SMS. Print QR codes for on-campus collections. Parents pay in seconds.
From sign-up to settlement in five simple steps.
Register
Create your organization or business account with email verification.
Set Up Channels
Configure your virtual account, payment links and QR codes for collections.
Receive Payments
Customers make payments through your dedicated virtual account, links or QR codes.
Track & Reconcile
Monitor every transaction, generate receipts and view real-time reports.
Settlement
Funds are settled to your bank account according to the applicable settlement arrangement.
Security controls, KYC review and Nigerian data protection practices sit behind every collection — with payment processing, virtual accounts and settlement handled by our licensed partners.
OTP Authentication
Logins are verified with a one-time code sent to the user's email.
Role-Based Access
Owners, managers, finance and support staff each see only what their role permits.
AI-Assisted Monitoring
Unusual transaction patterns are flagged for review before settlement.
KYC Review
CAC, ID, NIN and BVN details and documents submitted by each organization are reviewed by our compliance team before collections are enabled.
Data Protection
Data is protected in transit and at rest with strict access controls, in line with the Nigeria Data Protection Act.
Audit Logging
Key account and money-movement actions are recorded and exportable.
Secure API Access
API access is authenticated, scoped per organization and rate-limited.
Webhook Verification
Incoming payment webhooks are signature-verified to prevent spoofing.
Payments are processed by Flutterwave and Safe Haven MFB — both licensed by the Central Bank of Nigeria.
Collections settle to your organization's registered bank account. InspireMe Pay is not a bank and does not accept deposits.
Every organization completes KYC review under our anti-money-laundering programme before it can collect.
Fees and settlement charges are shown before a payment is made, and every transaction is recorded with an exportable audit trail.
InspireMe Pay is a Nigerian technology company. Payment processing, virtual accounts and settlement run through our licensed partners — Flutterwave, a CBN-licensed payment processor, and Safe Haven MFB. We apply customer due diligence, transaction monitoring, audit logging and Nigerian data protection (NDPA) practices, and report to regulators as required by law. InspireMe Pay is not a bank and does not hold customer deposits.
No setup fees. No monthly fees. No hidden charges. You only pay a small fee when you collect.
processing fee + VAT · Added on top of each payment link collection. The payer sees the total upfront — you always know the exact cost before any transaction.
settlement fee · Deducted from each payout to your bank account. Request a settlement anytime — funds typically arrive within one business day after approval.
Example: A parent pays ₦10,000 school fees
On settlement: 0.025% of ₦9,685 = ₦2.42 · You receive ₦9,682.58 in your bank
From collections to settlements — manage your entire receivables workflow without switching tabs.
Dashboard
Total collections, recent activity and outstanding balances at a glance.
Collections
Every inflow tracked, reconciled and matched to the right payer.
Customers
Manage payers, track payment history and contact details.
Settlements
Request payouts and track settlement status to your bank.
Powering payments and collections with trusted industry leaders.
Flutterwave
INSPIRE IQ GLOBAL LIMITED 
FlutterwaveINSPIRE IQ GLOBAL LIMITED Join ENSPIREDMIND Digital Services, Kizzways Logistics, Skill Trainex, K16Media and more — collecting smarter with InspireMe Pay.
“InspireMe Pay transformed how we collect payments from our clients. Invoices go out instantly and we reconcile automatically — no more manual receipts.”
ENSPIREDMIND Digital Services
Digital Services“Our course fees and training payments are tracked transparently. Students get instant receipts and we settle to our bank account seamlessly.”
Skill Trainex
Training“Managing client payments has never been easier. Every transaction is recorded and reconciled in real time.”
K16Media
MediaTips, guides and stories on collecting payments smarter.
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Everything you need to know about collecting payments with InspireMe Pay.
InspireMe Pay is a Nigerian-built payment collection platform that helps schools, businesses, churches, cooperatives and associations collect digital payments, manage transactions and reconcile from one dashboard.
Any organization that needs to collect payments — schools, businesses, NGOs, churches, cooperatives, associations, hospitals, hotels, property managers and more.
Register your organization, complete KYC verification (CAC, NIN, BVN), and once approved, your virtual account goes live. You can then create payment links, QR codes and invoices.
Customers pay through your dedicated virtual account, payment links or QR codes. Payments are processed through Flutterwave, a CBN-licensed payment processor. You can request a settlement payout to your bank account at any time.
Yes. All payments are processed through Flutterwave, a CBN-licensed processor, using bank-grade encryption. Every organization is KYC-verified. Funds are held securely and settled directly to your registered bank account.
InspireMe Pay charges a small platform fee on each payment. The exact fee is shown before each transaction. Settlement fees are deducted transparently from payouts — no hidden charges.
After admin approval, settlement payouts are transferred directly to your bank account, typically arriving within one business day.
InspireMe Pay is a Nigerian financial technology company built to simplify digital payment collections for organizations across Africa.
You can reach our support team via the in-app chat, the contact form on our website, or email us directly. Our team is available to help with any questions.
Join hundreds of organizations collecting smarter with InspireMe Pay.
